4 best free banking apps for iPhone


With the increasing interest in mobile banking, we list the iPhone's four best free banking applications.
Mobile banking is the most straightforward way to handle your daily budget needs, so stay tuned for the top 4 free banking apps for iPhone.

With the rapid spread of this type of financial technology, customers have hundreds of different mobile banking apps for iPhone that iOS users can choose to sort out their financial needs.

These apps have also become so popular that almost everyone uses an app daily for budgetary reasons.

free banking apps

Let's talk numbers a bit - 90% of people use these apps, while nearly 80% use them to view recent transactions on their accounts.

Four best free banking apps for iPhone

Apple's App Store offers various free mobile banking apps from many monetary institutions today.

These apps allow users to make transfers, check balances, pay bills, request loans, and much more, all within a few taps of a nearby device.

Generally, customers are looking for a free mobile banking app that can fulfill all their budgeting needs in one app.

Let's start by showing you the four best free banking apps for iPhone.

First up - CashApp

Cash App is a mobile payment service created by Square, Inc.
The application offers the ability for customers to transfer funds between individuals.

Thanks to data security and an internal security lock, the app offers a safe and secure way to transact.

You can also send, request, and receive money using the app after connecting to a bank account or credit card — and you can still use CashApp with Apple Pay.

You only need to know how to add and verify the Cash App card.
There are no international transaction fees or charges as long as you fund and receive payments using your personal deposit account.


  • Fast and simple to use
  • security
  • Apple Pay portability

Secondly - Chime

Chime is undoubtedly one of the top 4 free banking apps for iPhone and one of the best choices for mobile banking apps for iPhone.

This financial technology allows users to access all account features, including bank and investment accounts and credit cards used with other institutions.

Chime also offers an exclusive payment method called "Pay Friend" to transfer money between your friends without paying any fees.
Additionally, users can order checks to be mailed to businesses and people via the app and deposit checks.


  • Fast and simple to use.
  • Investment accounts.
  • Only payment method.

Third - Bank of America BOA

The app from BOA is one of the most famous traditional banks in the U.S. - one of the top 4 free banking apps for iPhone in the modern era.

In the Bank of America app, customers can transfer money, pay bills, deposit checks, and use Zelle's payment network to send and receive money.

The program also allows you to use the goals tool, manage spending and budgets, and check your FICO score.

The app, one of the most popular in the country, has more than 30 million active users.

For this reason, BOA also offers some of the best customer services in the industry.

Security is also a top priority for the app, as the app gives customers the option to log in using a smartphone's fingerprint reader.

This, among many other reasons, is why this credit card app ranks second in the United States regarding satisfaction with credit card apps, according to a J.D. Power study.


  • Wide user base.
  • Ability to check the FICO score.
  • Very secure.

Fourth - Discover

Joining this financial institution may discover that it offers all the features of any app.

According to the same study, the organization now ranks first in customer satisfaction with online credit cards.

In the app, customers can manage account balances, make payments, monitor transactions, and set up notifications via the app.

Discover also offers an exclusive security feature where customers can lock and unlock accounts if someone loses or misplaces a credit card.

Customers can also access 'Discover Deals' - meaning deals on the latest brands are available on this in-app marketplace.

Besides all these valuable features, this app shines in its bonus features for customers.
iPhone users can also use the smartphone app to redeem credit card points.

In addition, the app will enable iPhones to link Discover cards to Apple Pay wallets and check their FICO credit scores.


  • Credit card points reward system.
  • Ability to check the FICO score.
  • Safety feature "freeze."

Mobile banking is a fast-growing industry with billions of users around the world.

High customer demand requires financial institutions to compete with each other to offer people the best possible product.

In addition, technology-focused banks will make significant investments to enhance enterprise services.

Today, with hundreds of possible technology options users can choose from, knowing the advantages and disadvantages of each application is a must for customers looking to get the best possible experience.

We hope we have helped you search for the top 4 free banking apps for iPhone.